On the use of statistical methods and data for development planning and evaluation in Indonesia.
On the use of statistical methods and data for development planning and evaluation in Indonesia.
Banks are a vital part of the global economy, and the essence of banking is asset-liability management (ALM). This book is a comprehensive treatment of an important financial market discipline. A reference text for all those involved in banking and the debt capital markets, it describes the techniques, products and art of ALM. Subjects covered include bank capital, money market trading, risk management, regulatory capital and yield curve analysis. Highlights of the book include detailed coverage of: Liquidity, gap and funding risk management Hedging using interest-rate derivatives and credit derivatives Impact of Basel II Securitisation and balance sheet management Structured finance products including asset-backed commercial paper, mortgage-backed securities, collateralised debt obligations and structured investment vehicles, and their role in ALM Treasury operations and group transfer pricing. Concepts and techniques are illustrated with case studies and worked examples. Written in accessible style, this book is essential reading for market practitioners, bank regulators, and graduate students in banking and finance. Companion website features online access to software on applications described in the book, including a yield curve model, cubic spline spreadsheet calculator and CDO waterfall model.
Concepts and techniques are illustrated with case studies and worked examples. Written in accessible style, this book is essential reading for market practitioners, bank regulators and graduate students in banking and finance.
Every parent wants to raise financially responsible children, but often, any efforts to teach kids about money are doomed from the start. As David Owen learned with his own daughter and son, parents who take a traditional approach to talking about money will find that their children learn all the fiscal restraint of an Enron executive. So Owen devised a novel approach: he established the Bank of Dad, offering simple terms and generous incentives for saving, and then stepped aside and gave his young children the freedom to use their money as they wanted. Instead of blowing it all on candy and toys, they developed a strong sense of financial discipline and responsibility. As they grew older, he added a stock exchange to the Bank of Dad to broaden their understanding of investing. It sounds complicated, but it's not. His kids will have to work for a living someday, but they are well armed to meet their financial needs and responsibilities. They are avid savers; they know how to balance their checkbooks; they understand the principles of investing in stocks and bonds. The First National Bank of Dad is a highly accessible guide that offers excellent financial tips for any family and shows readers just how to implement this unusual and innovative plan in their own households.
The First National Bank of Dad is a highly accessible guide that offers excellent financial tips for any family and shows readers just how to implement this unusual and innovative plan in their own households.
On system of education in Indonesia.
stimulus ilmu pendidikan bercorak Indonesia Made Pidarta. W'Prof. Dr. Made Pkgarta LANDASAN KEPENDIDIKAN Stimulus Ilmu Pendidikan Bercorak Indonesia.
Mengapa kita sulit melangkahkan kaki ke masjid untuk shalat berjamaah? Padahal Rasulullah Saw. pernah meminta seorang tunanetra untuk menunaikan shalat berjamaah di masjid karena masih mampu mendengar seruan azan. Bahkan, Rasulullah Saw. pun pernah bermaksud membakar rumah yang penghuni laki-lakinya tidak mau turut shalat jamaah bersama beliau. Sejak pertama kali shalat disyari’atkan, Rasulullah Saw. senantiasa melaksanakannya secara berjamaah. Rasulullah Saw. bukan hanya menginginkan kita untuk mendapatkan pahala lebih ketika melaksanakan shalat berjamaah, melainkan juga berbagai manfaat lain, di antaranya: -Meningkatkan kualitas shalat dan peluang diterima Allah lebih besar dibandingkan munfarid; -Melatih ketahanan mental dan menyelamatkan dari sifat munafik; -Membantu dalam menemukan solusi ketika sedang menghadai persoalan hidup; -Menumbuhkan loyalitas dan solidaritas. Mutiara Shalat Berjamaah ini menyadarkan kita akan banyaknya hikmah dan manfaat ketika shalat berjamaah. Subhanallah! Buku ini memberi arti betapa pentingnya shalat berjamaah dalam kehiupan ini. -M. Fauzi Rachman Penulis Shalat for Character Building. [Mizan, Mizania, Agama, Indonesia]
Mutiara Shalat Berjamaah ini menyadarkan kita akan banyaknya hikmah dan manfaat ketika shalat berjamaah. Subhanallah! Buku ini memberi arti betapa pentingnya shalat berjamaah dalam kehiupan ini.
Puasa pada bulan Ramadhan adalah kewajiban yang bersifat fardu ain, yakni wajib dikerjakan setiap Muslim yang mukalaf. Artinya, jika ibadah puasa ini tidak dilaksanakan, ia akan mendapat dosa. Puasa yang dijalani selama 14 jam ini harus menahan diri dari makan, minum, bersetubuh, dan hal-hal yang membatalkan baik sengaja maupun tidak disengaja. Namun, meskipun sudah jelas hukum dan kompensasi bagi yang menjalankannya masih banyak keraguan tentangnya. Benarkah puasa itu menyehatkan? Bagaimanakah hubungan antara kesehatan--khususnya dunia sebagai terapi puasa? [Mizan, Mizania, Referensi, Agama, Islam]
Benarkah puasa itu menyehatkan? Bagaimanakah hubungan antara kesehatan--khususnya dunia sebagai terapi puasa? [Mizan, Mizania, Referensi, Agama, Islam]
