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Bank Failures, Regulatory Reform, Financial Privacy

Hearings Before the Subcommittee on Financial Institutions Supervision, Regulation and Insurance of the Committee on Banking, Currency and Housing, House of Representatives, Ninety-fourth Congress, First Session, on H.R. 8024 ....

Das House-Kapital

A Long Term Housing & Macro Model

There are, by now, several long term, time series data sets on important housing & macro variables, such as land prices, house prices, and the housing wealth-to-income ratio. However, an appropriate theory that can be employed to think about such data and associated research questions has been lacking. We present a new housing & macro model that is designed specifically to analyze the long term. As an illustrative application, we demonstrate that the calibrated model replicates, with remarkable accuracy, the historical evolution of housing wealth (relative to income) after World War II and suggests a further considerable increase in the future. The model also accounts for the close connection of house prices to land prices in the data. We also compare our framework to the canonical housing & macro model, typically employed to analyze business cycles, and highlight the main differences.

There are, by now, several long term, time series data sets on important housing & macro variables, such as land prices, house prices, and the housing wealth-to-income ratio.

Floor Plan Manual

Housing

This housing construction design manual documents and analyzes some 130 international residential structures from the last fifty years. From the standardized floor plans of the 1960s to the more individual concepts of the 1980s and the changed requirements and housing types of recent years, example structures by famous and lesser known architects from throughout the world showcase the tremendous variety of possible designs. The categorization of projects from a town planning perspective is supplemented by the detailed typological description of the relevant housing types. Every project is presented with its typical floor plans to a scale of 1:200; sections, site plans, and photographs illuminate each building’s structure and situation. In addition to incorporating some forty new projects, this new edition now contains figure-ground diagrams that highlight the most salient features of the floor plans, making them even easier to compare.

The split-level type can also be employed strategi~ cally, as in example 3. Here,
several different split—level apart— ments unfold across three levels around the
stairwell core of the multifamily home, whereby all three levels have a private ...