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Budgeting Smarts

How to Set Goals, Save Money, Spend Wisely, and More

Budgeting. That sounds like a lot of work! But actually, budgeting is easy. You just need to make sure the money you have coming in is equal to or greater than the money you have going out. If you make a budget and stick to it, you'll be surprised what you can accomplish. You can save money for a car or college-and still have spending money in your pocket.This book explores budgeting from all angles. You'll discover - how to make your own budget-either with a computer program or with simple pen and paper.- how to evaluate your financial goals and priorities to make sure you have money for the things you really care about.- the ins and outs of banking, saving money, and earning interest.- how to make smart spending decisions to make the most of your cash. - the benefits-and the dangers-of using credit cards.Supplemented with articles and information from USA TODAY, the Nation's No. 1 Newspaper, Budgeting Smartsdelivers solid advice and firsthand stories of real teens handling many of the same money decisions you are. Ready to wise up to budgeting? Read on!

If you make a budget and stick to it, you'll be surprised what you can accomplish. You can save money for a car or college-and still have spending money in your pocket.This book explores budgeting from all angles.

SSTM: Lukisan Cat Air

Gunakan berus cat bulat yang \ itmbap dan bersih. ATAP JERAMI 1. Cat sapu
cair pucat Kuning Oker. /w / CENURAM DAN BATU 1 . Gunakan warna Kuning
Oker dengan Sienna Bakar untuk kawasan hangat. Cat sapu cair pucat warna
Hijau ...

I'm Not Scared

Katie Angel lives on a farm with her mum, dad and brother Tom. Katie finds strength in telling herself "I'm not scared", even when she doesn't feel like being brave. She says it whenever she has to ride a fast horse or deal with anything that wriggles, creeps or crawls. When Katie's grandmother becomes ill, Katie's mother leaves the farm to look after her. Without her mother, Katie's confidence suddenly disappears. It takes a close encounter with Bruiser, a bull, to jolt her out of her worried state. Luckily, Katie's faith in herself is restored just in time for her to compete in the Rescue Race, the most important event of the annual Show Day.

Katie Angel lives on a farm with her mum, dad and brother Tom. Katie finds strength in telling herself "I'm not scared", even when she doesn't feel like being brave.